In Canada, taxes like GST (Goods and Services Tax) and HST (Harmonized Sales Tax) are added to almost everything. Whether you shop for groceries or get your car fixed, these taxes are everywhere. But here’s some good news—the government gives back some of that tax money. This return is called the GST/HST Credit, and it helps many Canadians manage their expenses.
What is the GST/HST Credit?
The GST/HST Credit is money given by the Government of Canada to help low- and middle-income people. It helps reduce the tax they pay on goods and services. The credit is paid every three months and is completely tax-free.
You don’t have to fill out any special form to apply. If you file your income tax return (T1 General), the Canada Revenue Agency (CRA) checks if you can get this credit. If you qualify, the amount is sent directly to your bank account.
How Does It Work?
This credit is given four times a year—every three months. The CRA checks your yearly tax return to know how much you can get. If you qualify, the money is paid automatically.
Even if you have no income, you should still file your tax return. This is the only way the CRA can check your eligibility.
Who Can Get the GST/HST Credit?
You may get the GST/HST Credit if you meet these rules:
- You lived in Canada before and after the month you get the payment.
- You are 19 or older.
- Or, you are married or living with a partner.
- Or, you take care of a child.
You don’t need to have an income. If you file your taxes, CRA will check your eligibility.
If both parents take care of a child, each may get half of the credit. If a child is under a child welfare agency’s care, the credit will not apply.
Forms Needed for New Residents
If you are new to Canada, you must fill out some forms to get the credit:
| Form Name | Who Needs It | Purpose |
| RC66 | New residents with children | For child and GST/HST benefits |
| RC151 | New residents without children | For GST/HST credit |
You must send the forms to your nearest tax office.
How Much Can You Receive?
Your payment amount depends on your family size and income. CRA sets new amounts each year. These are the estimates for July 2024 to June 2025:
| Family Type | GST/HST Credit (CAD) |
| Single Person | Up to $519 |
| Couple (Married or Common-law) | Up to $680 |
| Each Child (under 19) | $179 per child |
A family with children may get up to $2,076 in a year.
When Will You Get Paid?
CRA sends the credit every three months. The money is sent straight to your bank account. Here are the payment dates for 2025:
- April 4, 2025
- July 4, 2025
- October 3, 2025
These payments are based on the income you report in your 2024 tax return. Make sure to file your return on time and update your information in the CRA’s My Account.
Why the GST/HST Credit Matters
This credit is more than just a small refund. It helps people who are trying hard to manage their living costs. It’s useful for students, seniors, single parents, and people with low income.
The best part? You don’t have to do anything extra to apply. Just file your taxes, and the CRA will take care of the rest.
FAQs
What is GST/HST Credit?
It’s money from the government to help cover taxes.
Do I need to apply?
No, just file your taxes.
How often is it paid?
Every three months.
Can new residents get it?
Yes, by filling special forms.
How much can I get?
Up to $2,076 per year.
